One of my buddies doesn’t believe in insurance. He always tells us that accidents don’t happen everyday. That was before a near-death car accident he was recently involved in. He has two young kids and this incident made him realize that it’s about securing the future of his family. I sent my agent over to present him several life insurance quotes for his appreciation. Insurance is not a waste of money. It is for the security of your loved ones. Everybody needs one if only to show he really cares for his family.

We bought a new pickup truck for our deliveries. Not satisfied with the dealer’s insurance partner, I decided to get an insurance quote from the company I’ve been dealing with for more than a decade. Considering the service they’ve extended to me in the past, changing to a new one isn’t worth the risk. Familiarity got the best of me. With the kind of driver we have, I’m not about to take chances. Come to think of it, it would be wiser to get a new driver instead.

If you think adults are the only ones who need to be insured, you are wrong. I’ve started my kids young. My kids are also insured. My agent just submitted a new life insurance quote for my son. I consider them as investments aside from just being an insurance. My kids can get something from their plans upon their maturity. I encourage them to learn about good and sound investments not only for themselves but for their future families as well. It’s wise to teach them about financial matters early.