Being a father and a husband is not simple. As I grow older, I must have something to leave behind for my family. I have to plan for their future and for some unforeseen events. Not that I’m expecting something bad to happen to me but it’s my duty to be prepared. I do have insurance coverage but I don’t think that’s enough. There are types of life insurance that we all must learn to understand. We must choose what we think would suit us and what benefits our loved ones would get. Insurance to some is an investment. To me and fathers like me, it’s a necessity.